Terms and Conditions
Last updated: [insert date]. This is a general template and should be reviewed by a qualified legal professional before publication, as it does not constitute legal advice and may not meet all regulatory requirements applicable to Henbury.
These Terms and Conditions ("Terms") govern your access to and use of the website, tools, and services provided by Henbury ("we", "us", "our"). By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.
1. About Our Service
Henbury provides AI-led cash analysis and decision-support tools intended to help users review financial information and consider potential courses of action. Our content and tools are provided for informational and educational purposes only and do not constitute financial, investment, tax, or legal advice.
2. No Financial Advice
Nothing on this website or within our tools should be construed as a recommendation, solicitation, or offer to buy or sell any financial product, security, or instrument, nor as a recommendation to use any particular financial strategy. You should seek independent professional advice before making any financial decisions. Henbury does not guarantee any particular outcome, return, or result from the use of our website or services.
3. Eligibility
By using our website or services, you confirm that you are at least 18 years of age and have the legal capacity to enter into these Terms. Our services are intended for use within the United Kingdom unless otherwise stated.
4. Account Registration
Where registration is required to access certain features, you agree to provide accurate, current, and complete information and to keep such information up to date. You are responsible for maintaining the confidentiality of any login credentials and for all activity that occurs under your account.
5. Acceptable Use
You agree not to misuse our website or services. This includes, without limitation, agreeing not to:
- Use the website or services for any unlawful purpose or in violation of any applicable regulation.
- Attempt to gain unauthorised access to our systems, networks, or data.
- Interfere with or disrupt the integrity or performance of the website or services.
- Reproduce, duplicate, copy, sell, or exploit any portion of the website or services without our express written permission.
- Upload or transmit any material that is unlawful, harmful, or infringes the rights of others.
6. Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of Henbury or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent, except as necessary for your personal, non-commercial use of the website.
7. Fees and Payments
Where any part of our service involves payment, applicable fees will be disclosed to you prior to purchase. We reserve the right to change our pricing at any time, with reasonable notice provided for existing subscribers where applicable. Unless otherwise stated, fees are non-refundable.
8. Third-Party Links and Services
Our website may contain links to third-party websites or services that are not owned or controlled by Henbury. We are not responsible for the content, privacy practices, or terms of any third-party websites. Your use of any third-party service is at your own risk and subject to that third party's own terms.
9. Disclaimer of Warranties
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not warrant that the website or services will be uninterrupted, error-free, secure, or free from inaccuracies, and we do not warrant the accuracy, completeness, or reliability of any analysis, output, or recommendation generated by our tools.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Henbury shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or financial opportunity arising from your use of, or inability to use, our website or services, even if we have been advised of the possibility of such damages. Nothing in these Terms shall exclude or limit liability that cannot lawfully be excluded or limited under applicable law.
11. Indemnification
You agree to indemnify and hold harmless Henbury, its officers, employees, and affiliates from any claims, damages, liabilities, costs, or expenses arising out of your use of the website or services, your violation of these Terms, or your violation of any rights of a third party.
12. Suspension and Termination
We reserve the right to suspend or terminate your access to our website or services at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Henbury, other users, or third parties.
13. Changes to These Terms
We may update these Terms from time to time to reflect changes in our practices, services, or legal obligations. Any changes will be posted on this page with an updated revision date. Your continued use of the website or services following any changes constitutes your acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the website or services shall be subject to the exclusive jurisdiction of the courts of England and Wales, unless otherwise required by applicable mandatory law.
15. Severability
If any provision of these Terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
16. Contact Us
If you have any questions about these Terms, please contact us using the details provided on our Contact page.